Move BEYOND the numbers and begin making real progress toward your goals.

Get started with the Impulse Spending Prevention Kit, because nobody PLANS to outspend their budget, right?

How much are your financial habits costing you?

  • How much interest are you paying a month on credit cards?
  • What income opportunities have you passed on because you were scared?
  • How many social gatherings have you missed because you didn’t have the money?
  • Have you lost sleep over it? Tossed and turned thinking over and over the same problems?
  • Have you started overeating or using substances to cope with the stress?

I can help you . . .

  • Feel more confident so you say yes to opportunities, even when they are scary
  • Make a budget that works for you
  • Actually stick to it
  • Sleep better at night, even before your financial situation improves
  • Stop letting money stress lead you into bad habits

My Story

I totally understand money problems. In fact, I used to really struggle with money before I learned what I know now. Even with a BS in Finance and Banking and a decent income, I would often end up short at the end of a paycheck. The debt racked up, too. I felt stupid and ashamed because I knew I made “enough” money and my budget looked great on paper. But when it met reality things fell apart.

After longer than I’d care to admit I started using the tools I was teaching my therapy clients and applying them to my financial life. It wasn’t the first time I’d tried to get things “under control”. You name the guru and I guarantee their book has been on my shelf at some point (and I’ve read it and tried their plan, too!). But I could never make it work until I started using these tools. I tweaked them a bit from how they were developed – I’m that kind of therapist. And it started to work! It took some time to get out of debt and I still use the tools often because money touches every aspect of life so temptation is never far away.

The best news is, though, that the skills are simple and you can learn them in just a few lessons. In fact, I’ve had a lot of therapy patients get mad at me because it was so EASY to make the changes they thought would never happen. What they ask is, “Why don’t they teach this in school?”. I don’t have an answer for that, but I do have a solution you can start using right now to make the changes you want to see, without strict budgets, writing down every penny you spend or depriving yourself of everything you love.

headshot of Sherrie St. Cyr


Sue Holloway

Successful Expat

I love Sherrie’s Money Journal. It really helps you get to the heart of how you feel about money, work through your obstacles, and make a solid budget plan. Thanks so much, Sherrie!

Shelley Merchant

Taming Frenzy

I’ve worked with Sherry for a while now. She’s always able to help me pinpoint the crux of a problem and get down to the root cause. I think that’s her true genius – she helps you uncover the truth that’s already inside you so that your solution is one that works for you.

Melaina Raburn

Chapter Two Traveler

Sherrie St. Cyr could very well be the answer to your money management prayers! Finally, someone has come along who can help us understand our personal money mindset and the triggers that sabotage our spending. Thank you, Sherrie!

Here’s the Plan

Let’s bridge the gap between your budget and your behavior.

Get the 911 Kit.

A mini-course in itself, the workbook will guide you through the basic shifts to take you from stressed to calm and confident.

Take the Course.

After you have the basics, come on over to the Money Spa community for exclusive workshops and regular group coaching calls.

Join the Community.

After you have the basics, come on over to the Money Spa community for exclusive workshops and regular group coaching calls.

Why do this work?

I started The Money Spa because I know you want to be in control of your money, reaching your financial goals, and able to call yourself a success. In order to do that, you need to put a lot of pieces together. The problem is that there are two kinds of information about money management and neither one provides a full picture. The budget bosses just tell you how to allocate your money – what to spend and what not to spend. The woo-woo, abundance gurus tell you to vision board and affirm that you’ll have MORE. But neither one of them tell you what to do at the moment you’re facing a sale on that thing you’ve wanted for six months and is 70% off, but it still isn’t in your budget.

I understand that financial success requires a lot more than just understanding the math and having a positive mental attitude, which is why I adapted this framework for money issues.

Here’s how we do it:

  • First, we focus on awareness in the moment you’re making a financial decision – that’s the moment of power.
  • Second, we focus on skills to help you navigate the thoughts and feelings that lead you off track.
  • Third, we apply the focus and the skills to the real world – YOUR real world, we get feedback, and we adjust accordingly.

So, order, the workbook and get started! And in the meantime, subscribe to my email list for more tips, tools, and funny stories about my financially messed-up family. You may realize you’re doing better than you thought!



If you’ve tried all the budgets and manifesting programs, and you still think there’s something everyone understands about money except you, this is the podcast for you. Let’s close the gap between your budget and your behavior.

Frequently Asked Questions

Wow! That’s a lot of doubt and curiosity there! And rightly so. Whether you arrived here through a link or a search or some other internet miracle the bottom line is you probably don’t know me. And the internet is full of stuff people throw up from a course they took last week.

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The Impulse Spending Prevention Kit does not contain financial advice. It is designed to help you change behavior. How you spend your money is up to you!