Move BEYOND the numbers and begin making real progress toward your goals.

  Take the First Step

How much are your spending habits costing you?

  • How much interest are you paying a month on credit cards?
  • What income opportunities have you passed on because you were scared?
  • How many social gatherings have you missed because you didn't have the money?
  • Have you lost sleep over money issues? Tossed and turned thinking over and over the same problems?
  • Have you started overeating or using substances to cope with the stress?

I can help you . . .

  • Feel more confident
  • Feel more confident so you say yes to opportunities, even when they are scary
  • Make a budget that works for you
  • Actually stick to it
  • Sleep better at night, even before your financial situation improves
  • Stop letting money stress lead you into bad habits

I’m here to help.

I’m Sherrie St. Cyr, founder, and owner of The Money Spa, and I’m ready to help you learn a whole new way of relating to money. A way that doesn't rely on guilt or fantasy for motivation and that guides you gently toward what is most important to you.

As a psychotherapist with more than 20 years of experience, I’m here to help you sort through the facts and fictions of all things money. I’ve worked with thousands of individuals to help them make changes big and small. And because money touches every part of our lives, we frequently addressed their financial struggles. The tools I teach are simple and effective.

Curious to know if I've ever been where you are?

About Me →

What they're saying . . .

I love Sherrie’s Money Journal. It really helps you get to the heart of how you feel about money, work through your obstacles, and make a solid budget plan. Thanks so much, Sherrie!

- Sue Holloway

I’ve worked with Sherry for a while now. She’s always able to help me pinpoint the crux of a problem and get down to the root cause. I think that’s her true genius – she helps you uncover the truth that’s already inside you so that your solution is one that works for you

- Shelley Merchant

Sherrie St. Cyr could very well be the answer to your money management prayers! Finally, someone has come along who can help us understand our personal money mindset and the triggers that sabotage our spending. Thank you, Sherrie!

- Melaina Raburn

Here's the Plan

Get the Kit.

The Impulse Spending Prevention Kit is like a chastity belt for your debit or credit card. It won't stop you, but it will make you take a moment to think. Sometimes that's all you need to make a better decision.

Take the Lab.

The Lab is a 7-day adventure filled with unique exercises to help you begin to shift your beliefs about money in a gentle, organic way. Daily video lessons and a printable lab handbook are your guides.

Join the Community

After you have the basics, come on over to the Money Spa community for exclusive workshops and regular group coaching calls.

Why do this work?

I started The Money Spa because I know you want to be in control of your money, reaching your financial goals, and able to call yourself a success. In order to do that, you need to put a lot of pieces together. The problem is that there are two kinds of information about money management and neither one provides a full picture. The budget bosses just tell you how to allocate your money – what to spend and what not to spend. The woo-woo, abundance gurus tell you to vision board and affirm that you’ll have MORE. But neither one of them tell you what to do at the moment you’re facing a sale on that thing you’ve wanted for six months and is 70% off, but it still isn’t in your budget.

I understand that financial success requires a lot more than just understanding the math and having a positive mental attitude, which is why I adapted this framework for money issues.

Here’s how we do it:

  • First, we focus on awareness in the moment you’re making a financial decision – that’s the moment of power.
  • Second, we focus on skills to help you navigate the thoughts and feelings that lead you off track.
  • Third, we apply the focus and the skills to the real world – YOUR real world, we get feedback, and we adjust accordingly.

I recommend you start with the Lab for a solid introduction to this framework. If you're not quite ready for that, subscribe to my email list for more tips, tools, and funny stories about my financially messed-up family. You may realize you’re doing better than you thought!

Not ready for that kind of commitment? Check out the podcast!

If you’ve tried all the budgets and manifesting programs, and you still think there’s something everyone understands about money except you, this is the podcast for you. Let’s close the gap between your budget and your behavior.  

Listen Here


What if it doesn't work for me?

Let’s start with the material. I’ve used this framework and tools with thousands of psychotherapy patients who wanted to make big changes in their beliefs and their behavior. For the past 8 years, those patients have been Veterans suffering from depression, anxiety, PTSD, and/or substance use. The majority of them started out with a healthy degree of skepticism, but VERY few of them didn’t benefit from the work at all. If it doesn’t work for you it may still provide valuable information. It may help you identify more clearly what you need and where to get it.

Let’s talk about what it means for the program to “work”, though. The framework and tools are designed to help you become more aware of your thoughts and feelings so you stop spending on impulse and start spending in alignment with your goals and values. So there are different levels of “it worked”. If you’ve never been able to put together a budget that balanced and now you can, it worked. If you’ve never been able to stick to a budget for more than a couple of days and this month you stuck with your choices, it worked. If you can’t remember how long it's been since you went a month without adding to your credit card debt and this month you pay cash for everything, it worked. And if none of those things “quite” happened, but you got closer than you’re ever been before, it still worked.

With all that said, everything comes with a 30-day money-back guarantee, no questions asked. I hate to be put through a third-degree interrogation just to get a refund and I won’t do that to you, either. Just let me know and I’ll refund your money.

I've tried so many things. What makes this different?

If you’ve tried lots of other programs, I understand. I had, too. And I couldn’t make anything stick for very long until I started using this framework and these tools. What’s the difference? I have a healthy degree of rebellion in me (maybe a little more than is healthy). I don’t like structure, writing down every dime I spend, or following someone else’s rules about how I spend my money. This program doesn’t require any of that.

How soon will I see a difference?

I don’t know how soon you’ll see a difference because I don’t know how consistent or open-minded you’ll be. Many people see a difference in their mood after only a week and their behavior soon after that.

This program isn’t like taking an aspirin for a headache. The workbook takes you through a process, but it isn’t one and done. It is more like a meal plan – here is the framework for what you’re going to do, but you still have to cook, eat, and clean up every day.